Policies...

SITE TERMS AND CONDITIONS OF USE

We have taken every effort to design our Web site to be useful, informative, helpful and
honest. Hopefully we've accomplished that - and would ask that you let us know if you'd
like to see improvements or changes that would make it even easier for you to find the
information you need and want.

All we ask is that you agree to abide by the following Terms and Conditions. Take a few
minutes to look them over because by using our site you automatically agree to them.

Naturally, if you don't agree, please do not use the site. We reserve the right to make any
modifications that we deem necessary at any time. Please continue to check these terms
to see what those changes may be.

Your continued use of the buildyourownhome.americanhomecounsel.com Web site means
that you accept those changes.

THANKS AGAIN FOR VISITING!

Restrictions on Use of Our Online Materials. All Online Materials on the
buildyourownhome.americanhomecounsel.com site, including, without limitation, text,
software, names, logos, trademarks, service marks, trade names, images, photos,
illustrations, audio clips, video clips, and music are copyrighted intellectual property.

All usage rights are owned and controlled by buildyourownhome.americanhomecounsel.com.

You, the visitor, may download Online Materials for non-commercial, personal use only
provided you

1) retain all copyright, trademark and propriety notices,
2) you make no modifications to the materials,
3) you do not use the materials in a manner that suggests an association with any of our
products, services, events or brands, and
4) you do not download quantities of materials to a database, server, or personal
computer for reuse for commercial purposes.

You may not, however, copy, reproduce, republish, upload, post, transmit or distribute
Online Materials in any way or for any other purpose unless you get our written permission
first. Neither may you add, delete, distort or misrepresent any content on the
http://buildyourownhome.americanhomecounsel.com site.

Any attempts to modify any Online Material, or to defeat or circumvent our security
features is prohibited.

Everything you download, any software, plus all files, all images incorporated in or
generated by the software, and all data accompanying it, is considered licensed to you by
buildyourownhome.americanhomecounsel.com or third-party licensors for your personal,
non-commercial home use only.

We do not transfer title of the software to you. That means that we retain full and
complete title to the software and to all of the associated intellectual-property rights.
You're not allowed to redistribute or sell the material or to reverse-engineer, disassemble
or otherwise convert it to any other form that people can use.

Submitting Your Online Material to Us. All remarks, suggestions, ideas, graphics,
comments, or other information that you send to
buildyourownhome.americanhomecounsel.com through our site (other than information we
promise to protect under our privacy policy becomes and remains our property), even if
this agreement is later terminated.

That means that we don't have to treat any such submission as confidential. You can't sue
us for using ideas you submit. If we use them, or anything like them, we don't have to pay
you or anyone else for them. We will have the exclusive ownership of all present and
future rights to submissions of any kind. We can use them for any purpose we deem
appropriate to our buildyourownhome.americanhomecounsel.com mission, without
compensating you or anyone else for them.

You acknowledge that you are responsible for any submission you make. This means that
you (and not we) have full responsibility for the message, including its legality, reliability,
appropriateness, originality, and copyright.

Limitation of Liability
buildyourownhome.americanhomecounsel.comMYSITE.com WILL NOT BE LIABLE FOR ANY
DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE.
THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:
USE OF (OR INABILITY TO USE) THE SITE
USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITE
FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
ERROR ON OUR SITE
OMISSION ON OUR SITE
INTERRUPTION OF AVAILABILITY OF OUR SITE
DEFECT ON OUR SITE
DELAY IN OPERATION OR TRANSMISSION OF OUR SITE
COMPUTER VIRUS OR LINE FAILURE

PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL
TERMS AS "CONSEQUENTIAL DAMAGES.") OTHER MISCELLANEOUS DAMAGES AND EXPENSES
RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "INCIDENTAL
DAMAGES.")

WE ARE NOT LIABLE EVEN IF WE'VE BEEN NEGLIGENT OR IF OUR AUTHORIZED
REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH.
EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY
FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSE
STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN
THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. HOWEVER, IN
ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF
ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A
CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT,
OR THEY'RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE
AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.

Links to Other Sites. We sometimes provide referrals to and links to other World Wide
Web sites from our site. Such a link should not be seen as an endorsement, approval or
agreement with any information or resources offered at sites you can access through our
site. If in doubt, always check the Uniform Resource Locator (URL) address provided in
your WWW browser to see if you are still in a
buildyourownhome.americanhomecounsel.com operated site or have moved to another
site. buildyourownhome.americanhomecounsel.com is not responsible for the content or
practices of third party sites that may be linked to our site. When
buildyourownhome.americanhomecounsel.com provides links or references to other Web
sites, no inference or assumption should be made and no representation should be
inferred that buildyourownhome.americanhomecounsel.com is connected with, operates or
controls these Web sites. Any approved link must not represent in any way, either explicitly
or by implication, that you have received the endorsement, sponsorship or support of any
buildyourownhome.americanhomecounsel.com site or endorsement, sponsorship or
support of buildyourownhome.americanhomecounsel.com, including its respective
employees, agents or directors.

Termination of This Agreement. This agreement is effective until terminated by either
party. You may terminate this agreement at any time, by destroying all materials obtained
from all buildyourownhome.americanhomecounsel.com Web site, along with all related
documentation and all copies and installations.
buildyourownhome.americanhomecounsel.com may terminate this agreement at any time
and without notice to you, if, in its sole judgment, you breach any term or condition of this
agreement. Upon termination, you must destroy all materials. In addition, by providing
material on our Web site, we do not in any way promise that the materials will remain
available to you. And buildyourownhome.americanhomecounsel.com is entitled to
terminate all or any part of any of its Web site without notice to you.

Jurisdiction and Other Points to Consider. If you use our site from locations outside of the
United States, you are responsible for compliance with any applicable local laws.

These Terms of Use shall be governed by, construed and enforced in accordance with the
laws of the Georgia, USA , as it is applied to agreements entered into and to be performed
entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate
buildyourownhome.americanhomecounsel.com and/or its affiliates' intellectual property
rights, buildyourownhome.americanhomecounsel.com and/or its affiliates may seek
injunctive or other appropriate relief in any state or federal court in the State of California,
USA , and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to first try to resolve it with the help of
a mutually agreed-upon mediator in the following location: Atlanta, GA, USA . Any costs
and fees other than attorney fees associated with the mediation will be shared equally by
each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we
agree to submit the dispute to binding arbitration at the following location: Los Angeles,
CA, USA , under the rules of the American Arbitration Association. Judgment upon the
award rendered by the arbitration may be entered in any court with jurisdiction to do so.

buildyourownhome.americanhomecounsel.com may modify these Terms of Use, and the
agreement they create, at any time, simply by updating this posting and without notice to
you. This is the ENTIRE agreement regarding all the matters that have been discussed.

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Privacy Policy

Buildyourownhome.americanhomecounsel.com strives to offer its visitors the many
advantages of Internet technology and to provide an interactive and personalized
experience. We may use Personally Identifiable Information (your name, e-mail address)
subject to the terms of this privacy policy. We will never sell, barter, or rent your email
address to any unauthorized third party. Period.

How we gather information from users:

How we collect and store information depends on the page you are visiting, the activities in
which you elect to participate and the services provided. For example, you may be asked
to provide information when you register for access to certain portions of our site or
request certain features, such as newsletters or when you make a purchase. You may
provide information when you participate in sweepstakes and contests, message boards
and chat rooms, and other interactive areas of our site.

Like most Web sites, buildyourownhome.americanhomecounsel.com also collects
information automatically and through the use of electronic tools that may be transparent
to our visitors. For example, we may log the name of your Internet Service Provider or use
cookie technology to recognize you and hold information from your visit. Among other
things, the cookie may store your user name and password, sparing you from having to
re-enter that information each time you visit, or may control the number of times you
encounter a particular advertisement while visiting our site. As we adopt additional
technology, we may also gather information through other means. In certain cases, you
can choose not to provide us with information, for example by setting your browser to
refuse to accept cookies, but if you do you may be unable to access certain portions of the
site or may be asked to re-enter your user name and password, and we may not be able
to customize the site's features according to your preferences.

What we do with the information we collect

Like other Web publishers, we collect information to enhance your visit and deliver more
individualized content and advertising. We respect your privacy and do not share your
information with anyone. Aggregated Information (information that does not personally
identify you) may be used in many ways. For example, we may combine information about
your usage patterns with similar information obtained from other users to help enhance
our site and services (e.g., to learn which pages are visited most or what features are most
attractive). Aggregated Information may occasionally be shared with our advertisers and
business partners. Again, this information does not include any Personally Identifiable
Information about you or allow anyone to identify you individually.

We may use Personally Identifiable Information collected
buildyourownhome.americanhomecounsel.com to communicate with you about your
registration and customization preferences; our Terms of Service and privacy policy;
services and products offered by buildyourownhome.americanhomecounsel.com and other
topics we think you might find of interest.

Personally Identifiable Information collected by
buildyourownhome.americanhomecounsel.com may also be used for other purposes,
including but not limited to site administration, troubleshooting, processing of e-commerce
transactions, administration of sweepstakes and contests, and other communications with
you. Certain third parties who provide technical support for the operation of our site (our
Web hosting service for example) may access such information. We will use your
information only as permitted by law. In addition, from time to time as we continue to
develop our business, we may sell, buy, merge or partner with other companies or
businesses. In such transactions, user information may be among the transferred assets.
We may also disclose your information in response to a court order, at other times when
we believe we are reasonably required to do so by law, in connection with the collection of
amounts you may owe to us, and/or to law enforcement authorities whenever we deem it
appropriate or necessary. Please note we may not provide you with notice prior to
disclosure in such cases.

Affiliated sites, linked sites and advertisements

Buildyourownhome.americanhomecounsel.com expects its partners, advertisers and
affiliates to respect the privacy of our users. Be aware, however, that third parties, including
our partners, advertisers, affiliates and other content providers accessible through our site,
may have their own privacy and data collection policies and practices. For example, during
your visit to our site you may link to, or view as part of a frame on a
buildyourownhome.americanhomecounsel.com page, certain content that is actually
created or hosted by a third party. Also, through
buildyourownhome.americanhomecounsel.com you may be introduced to, or be able to
access, information, Web sites, features, contests or sweepstakes offered by other parties.
buildyourownhome.americanhomecounsel.com is not responsible for the actions or policies
of such third parties. You should check the applicable privacy policies of those third parties
when providing information on a feature or page operated by a third party.

While on our site, our advertisers, promotional partners or other third parties may use
cookies or other technology to attempt to identify some of your preferences or retrieve
information about you. For example, some of our advertising is served by third parties and
may include cookies that enable the advertiser to determine whether you have seen a
particular advertisement before. Other features available on our site may offer services
operated by third parties and may use cookies or other technology to gather information.
buildyourownhome.americanhomecounsel.com does not control the use of this technology
by third parties or the resulting information, and is not responsible for any actions or
policies of such third parties.

You should also be aware that if you voluntarily disclose Personally Identifiable
Information on message boards or in chat areas, that information can be viewed publicly
and can be collected and used by third parties without our knowledge and may result in
unsolicited messages from other individuals or third parties. Such activities are beyond the
control of buildyourownhome.americanhomecounsel.com and this policy.

Children

Buildyourownhome.americanhomecounsel.com does not knowingly collect or solicit
Personally Identifiable Information from or about children under 13 except as permitted by
law. If we discover we have received any information from a child under 13 in violation of
this policy, we will delete that information immediately. If you believe
buildyourownhome.americanhomecounsel.com has any information from or about anyone
under 13, please contact us at the address listed below.

Here are a few tips to help make a child's online experience safer:

Teach children never to give personal information, unless supervised by a parent or
responsible adult. Includes name, address, phone, school, etc.

Know the sites your children are visiting and which sites are appropriate.

Look for Web site privacy policies. Know how your child's information is treated.

Check out the FTC's site http://www.ftc.gov/bcp/conline/edcams/kidzprivacy/index.html for
more tips on protecting children's privacy online.

Contacting Us.

We can be reached by contacting: buildyourownhome.americanhomecounsel.com.

Email: info@buildyourownhome.americanhomecounsel.com

Changes to this Policy

buildyourownhome.americanhomecounsel.com reserves the right to change this policy at
any time. Please check this page periodically for changes. Your continued use of our site
following the posting of changes to these terms will mean you accept those changes.
Information collected prior to the time any change is posted will be used according to the
rules and laws that applied at the time the information was collected.

Governing law

This policy and the use of this Site are governed by Georgia, USA law. If a dispute arises
under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon
mediator in the following location: Atlanta, GA, USA. Any costs and fees other than attorney
fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we
agree to submit the dispute to binding arbitration at the following location: Los Angeles,
CA, USA, under the rules of the American Arbitration Association. Judgment upon the award
rendered by the arbitration may be entered in any court with jurisdiction to do so.

Buildyourownhome.americanhomecounsel.com\ is controlled, operated and administered
entirely within Georgia, USA. This statement and the policies outlined herein are not
intended to and do not create any contractual or other legal rights in or on behalf of any
party.

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Helping You Build Your American Dream Step-by-Step